Nahrgang & Associates, P.C

Collegeville Pennsylvania Bankruptcy Attorney

Dischargeable and Non-Dischargeable Debt

At the end of your bankruptcy proceeding, you will receive a discharge of most, if not all, debts included in your initial bankruptcy petition. The discharge relieves you of any further personal responsibility for those debts. The majority of debts, such as credit card debt, personal loans, medical bills, utility bills, vehicle deficiency claims, and personal guarantees of business debt can be discharged through bankruptcy.

Before you file for bankruptcy, be sure that you understand the rules regarding dischargeable and non-dischargeable debts. An experienced bankruptcy attorney can perform a thorough evaluation of your case and let you know which ones you can and cannot include in your bankruptcy petition. If a debt is not dischargeable in Chapter 7, perhaps a Chapter 13 will provide you with relief.

Helping You Understand Your Rights

At the Collegeville, Pennsylvania, law firm of Nahrgang & Associates, P.C., we pride ourselves on the quality of service that we provide to every client. We take the time to help you understand the debts you can discharge through a bankruptcy proceeding and the ones you cannot. We take the time to present you with all available options and make our best recommendation for a sound debt relief solution.

While this is not a complete list, common debts that are not discharged in Chapter 7 bankruptcy include:

  • Student loans
  • Income taxes due within three years before filing
  • Criminal penalties
  • Alimony, child support, and other payments ordered in a divorce
  • Debts based on fraud or malicious injury
CALL US NOW

Practice Areas

Free Initial Consultation

Non-Dischargeable Debt - Website Lead

Call us today for a Free Initial Consultation

CALL US NOW

Recent Posts

Bankruptcy
June 7, 2026
Learn if Chapter 7 is the right debt relief option in Pennsylvania and how a Chapter 7 bankruptcy lawyer in PA can help you file correctly fast.
foreclosure
May 24, 2026
Use Chapter 13 to stop foreclosure in Pennsylvania with this checklist on required documents, filing timeline, and how payments work after filing.
bankruptcy
May 22, 2026
Learn cutoff times, proof of filing, and what to bring for an emergency case. Can bankruptcy stop foreclosure in PA at the last minute?
May 12, 2026
Facing collection suits? Learn your options for credit card debt help in PA, including defenses, timelines, and when bankruptcy may stop garnishment
Mortgage
May 10, 2026
Learn reinstatement, loan modification, and ACT 91/Act 6 rights in Pennsylvania and get answers to Can bankruptcy stop foreclosure in PA? Read on!
SEE MORE POSTS

CLIENTS TESTIMONIALS

What People Have Been Saying About Us

Matt was extremely helpful in helping my wife and I get through a very rough time financially. He was honest and took the time to answer texts or phone calls to explain and walk us through every step of the way. I cannot be more thankful for how much Matt did for us. And I would recommend him to anybody that needs bankruptcy advice.

Stephen J.

Nahrgang & Associates P.C. Client

I highly recommend attorney Matthew Nahrgang for anyone seeking legal help. Matthew provided his service on my 2 different cases over a period of 3 years. He is a seasoned professional who is honest, ethical, very knowledgeable, attentive to detail and prompt in his response. He is a man of his word.

Bruno C.

Nahrgang & Associates P.C. Client

Matt was a God send to me with all going on in my life. He was great to work with and helped get me through my troubles without stress or anxiety. I would recommend his services to anyone in need financial advise.

Jimmy D.

Nahrgang & Associates P.C. Client

As a business owner, realtor, real estate investor, &business consultant, I run into many clients that need good services. Every single person I've sent to him has been happy that I put them in touch.

Avi C.

Nahrgang & Associates P.C. Client

Matt has been fantastic. He is very responsive and knowledgeable and I feel good knowing I can rely on him and his team.

Joe F.

Nahrgang & Associates P.C. Client

Very knowledgeable about both bankruptcy and mortgage foreclosures. Highly recommend Nahrgang & Associates.

Leslie M.

Nahrgang & Associates P.C. Client

I refer clients to Matt. He does a good job of explaining their options and giving them comfort in difficult times.

Timothy K.

Nahrgang & Associates P.C. Client

Matt is extremely accommodating, quick to understand the issue and a tireless advocate for your best interests. He is my go to guy!

Paul F.

Nahrgang & Associates P.C. Client

LEAVE US A REVIEW

Request a Consultation

To help us get an idea of what you need, please fill in this contact form and we’ll get right back to you.

Non-Dischargeable Debt - Website Lead

Contact Nahrgang & Associates, P.C Today

I treat clients the way I want to be treated. Free initial consultation on any legal matter, with emphasis on debt relief and family law issues

CALL US NOW
Nahrgang & Associates, P.C - Bankruptcy Attorneys in Montgomery County, PA